Loan Programs
Real Estate Investors interested in purchasing commercial and residential real estate
property may find that credit ratings, personal obstacles or conditions related to the
property itself may prevent standard funding from banks.
In these circumstances, hard money loans offer a perfect short-term solution. Hard
money funding can provide enough time to cure many situations, so the property may
later be sold or conventional funding can be obtained.
Investors Choice Funding offers several different programs designed to support the
Real Estate Investor Community.
 Transactional Funding (Flash Cash)
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Designed for Real Estate Investors who need to fund a transaction for a short period of
time, typically 24-48 hours. Ideal for Short sales and Wholesales that require
independent funding and Investors who have to close faster than their lender can get
the loan ready.
Bridge Loans
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This loan is for properties that need little to no repairs. It allows the investor to purchase
the property on a short-term loan allowing them to find the end buyer. Perfect for the
short sale investor who needs to close quickly. The term of our bridge loans can
tailored to be for a few days of up to six months, depending on your unique situation.
Renovation Loan
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Real estate renovation equates to profits. Our renovation loans allow a real estate
investor to purchase and rehab a property in distress with little to no money out of
pocket.
These loans are used to acquire and improve the property, which may then be
refinanced and retained as rental properties, or re-sold for a profit. Hard money can
work well in this situation because traditionally the properties do not meet conventional
lending guidelines and permits a quick turnaround time.
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